I confess. I love a new year for one main {nerdy} reason.
Because I get to update our budget spreadsheet.
It seriously makes me happy.
Since 2008 I have used my friend Emily's budget process.
It is brilliant.
Our "budget" before this was me writing down our expenditures in my checkbook ledger.
But with the budget percentages I feel proactive, rather than reactive with money.
We sit down at the beginning of the year, discuss our financial goals, modify our percentages for the year, and let the budget be our guide for the next 12 months.
Then every time we get a pay check, I open the spreadsheet, allocate the funds to their specific categories, and track expenditures for the month.
All in all, helpful stuff that has relieved some of the inevitable money pressures of modern life.
The end.
The end.
5 comments:
Holla! I feel so validated with your approval. Thanks!
You guys do have great financial discipline, and you will reap great benefits for having that discipline. Keep up the good work.
vfr
This sounds great. Can you email me your template? you are so good at this kind of thing. Way to go Jord & Emily!
Organization and spreadsheets are two of my favorite things... I'm glad you share in my nerdiness, Jord! ;)
LOVE, LOVE, LOVE... you know I love managed money. Love the percentages concept. I also enjoyed reading Emily's original post... using a lot of Dave Ramsey's principles!! ;)
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